Full-Service Payments for Unified Commerce

Novalnet: Simplifying Payments, Driving Global Growth

Novalnet is a global leader in full-service payment solutions, offering a unified, AI-driven platform that simplifies and automates the entire payment lifecycle for businesses worldwide. Processing payments in 120 countries through 150+ payment methods and supporting 125+ currencies, Novalnet empowers merchants to expand globally while reducing complexity.

Our “all-in-one” solution consolidates every aspect of payment management—multi-currency processing, real-time invoicing, subscription management, fraud prevention, debt collection, and regulatory compliance—into a single, scalable platform. Merchants gain flexibility with one contract, one integration, and one partner, eliminating the need to manage multiple providers, contracts, or fees.

The Problems We Solve:

Fragmented Payment Ecosystems: By unifying payment processing, fraud prevention, and compliance into a single solution, Novalnet reduces operational overhead and ensures seamless operations.

Customer Conversion Challenges: Our localized payment options, tokenized one-click payments, and AI-driven fraud prevention optimize the checkout experience, increasing conversion rates and customer satisfaction.

As a PCI DSS Level 1 (v.4.0.1) certified provider with escrow-protected accounts, Novalnet ensures unparalleled security and reliability for merchants' funds. Our mission is to deliver more than payments: we connect payment, finance, and technology, allowing businesses to focus on growth and profitability.

With Novalnet, merchants gain not only a trusted payment partner but a driver of innovation, efficiency, and success in today’s competitive marketplace.

Novalnet is a unique, all-in-one provider offering a scalable and future-proof payment solution that seamlessly covers every stage of the payment lifecycle—from checkout to debt collection.

Key Benefits That Set Us Apart:

Comprehensive Payment Ecosystem: Supporting 150+ payment methods, 125 currencies, and 120 countries, Novalnet integrates 16+ value-added services.

Unified Payment Platform: Connects businesses globally across multiple channels and platforms, eliminating the need for multiple contracts with banks, acquirers, fraud prevention agencies, and other service providers.

Instant Integration: Pre-built plugins for 100+ eCommerce, ERP, CRM, CMS, and ticketing systems—including SAP Digital Payments and Salesforce Commerce Cloud—enable seamless and rapid deployment.

Advanced Fraud Management: Powered by machine learning and AI, our platform offers comprehensive fraud detection and prevention to protect merchants and optimize revenue.

Scalable Marketplace & Affiliate Solutions: Facilitate onboarding, invoicing, and remittance to all participants with granular reporting and real-time analytics.

Virtual IBANs: Simplify payment reconciliation and provide unique bank account identifiers for each transaction, ensuring flexibility and security.

Optimized Shopping Experience: Smart payment selection, tokenization for one-click payments, and a tailored checkout experience maximize conversions and enhance customer satisfaction.

Global Reach, Local Expertise: Extensive local knowledge ensures payment preferences and languages are catered to across diverse markets.

Automated Invoicing & Reporting: Real-time reporting and data exports in multiple formats simplify financial management and improve operational efficiency.

By offering a single integration, transparent pricing, and unmatched innovation, we empower merchants to focus on growth while we handle their payment needs with precision and care.

Novalnet has introduced groundbreaking solutions to enhance security, compliance, and operational efficiency for businesses globally.

1. Support for SAP Digital Payments - We’ve expanded and enhanced our SAP Digital Payments Add-on, enabling businesses to manage payments seamlessly across SAP Commerce Cloud, Composable Storefront, and SAP Hybris.

2. Call and Pay - Payments Without Internet: Our innovative Call and Pay feature enables customers to make secure payments through IVR technology, even without internet access. This is an ideal solution for MOTO/Telesales operations.

3. NovalPay POS Solutions: NovalPay POS terminals deliver secure, reliable, and scalable payment solutions. Available as stationary and mobile devices, they cater to diverse business needs with advanced features like NFC, robust security, and support for various payment methods.

4. Virtual IBANs: Virtual IBANs simplify payment processes with unmatched security, transparency, and seamless accounts allocation. Managed in insolvency-proof trust accounts, they integrate directly with accounting systems for comprehensive transaction reporting which is a gamechanger for painful and often error-prone account reconciliation tasks.

5. PCI-ASV Vulnerability Scan - Our PCI-ASV solution simplifies PCI DSS compliance with features like security consultation and attestation, protecting businesses from data breaches and penalties. This service reflects our commitment to safeguarding sensitive payment data.

6. Buy Now, Pay Later: Empower customers with flexible financing options through Novalnet’s Buy Now, Pay Later solution. This feature enhances customer experience and drives higher conversion rates for merchants.

7. Enhanced Versions of Instant Payment Plugins for 100+ Platforms: Our free plugins for platforms like SAP, Salesforce, Magento, and WooCommerce ensure quick and seamless payment integration. These plugins are continuously updated to meet the evolving demands of businesses.

Case Study: Optimizing Payment Processes for DA Direkt, Part of Zurich Group Germany

Client Overview: DA Direkt, a leading digital insurance provider under Zurich Group Germany, faced challenges in streamlining its payment processes for a global customer base.

Challenges:

Limited Payment Options: A narrow range of payment methods restricted customer adoption in diverse markets. Integration Complexity: Payment processes with SAP systems were resource-intensive.

Regulatory Compliance: Navigating financial regulations across regions posed challenges.

User Experience: Fragmented payment journeys impacted satisfaction and conversions.

Solution: Novalnet provided a comprehensive payment platform tailored to DA Direkt’s needs:

Global Payment Reach: Support for 150+ payment methods and 125 currencies in 100+ countries.

SAP Integration: Pre-built connectors for SAP S/4HANA and SAP Commerce Cloud reduced development time.

Regulatory Expertise: Simplified compliance with global and local financial regulations.

Streamlined User Experience: Unified checkout processes enhanced customer journeys.

Results:

Operational Efficiency: Automated workflows and SAP integration reduced manual efforts.

Higher Conversions: Diverse payment methods increased customer adoption and revenue.

Global Expansion: Enabled customer acquisition in new markets. Improved Satisfaction: Consistent payment experiences led to higher customer satisfaction.

Reduced Risk: Advanced fraud prevention minimized losses and improved security.

Client Testimonial: “Novalnet’s payment solution has transformed our operations, improving customer satisfaction and streamlining processes. Their expertise in SAP integration and global payment systems has been key to our success.”

https://www.novalnet.com/