fulfin

Name of the product or service

Financial Health Index

Votes: 32

Product or service description

Our focus is providing the fastest possible working capital to online businesses, which we’re able to do within 24 hours. Besides our strong early traction with over 500 customers and several thousand loans we also recently launched our Financial Health Index . An innovative feature which benchmarks online merchants in seconds and tells them how well their financial situation is: profitability, OPEX, debt and revenue trend - all individually compared with thousand other merchants. Easy to understand: A, B, C, D scoring and their individual percentile e.g. score A: you are more profitable than 90% of all other e-commerce merchants.

Distinction from the competition

fulfin offers e-commerce retailers loans via its own digital platform. The fulfin scoring model analyzes the e-commerce sales data and financial data. Using API interfaces to online marketplaces, online shopping platforms, and banks, fulfin can get a precise picture of its customers' financial health. No other financial service provider analyzes the e-commerce data of sellers as intensively as fulfin does. The innovative risk scoring algorithm and collateral model enables the company to understand the cash flow of its customers better and drastically reduces the fall-out risk of lending. That enables fulfin to offer far better conditions and growth opportunities than other alternative lenders. As all these data insights are shown to the customers, they understand their financial situation much better and can optimize their business model.

Product or service innovations

fulfin offers e-commerce retailers loans via its own digital platform. The fulfin scoring model analyzes the e-commerce sales data and financial data. Using API interfaces to online marketplaces, online shopping platforms, and banks, fulfin can get a precise picture of its customers' financial health. No other financial service provider analyzes the e-commerce data of sellers as intensively as fulfin does. The innovative risk scoring algorithm and collateral model enables the company to understand the cash flow of its customers better and drastically reduces the fall-out risk of lending. That enables fulfin to offer far better conditions and growth opportunities than other alternative lenders. As all these data insights are shown to the customers, they understand their financial situation much better and can optimize their business model.

Positive feedback & testimonials

Our financial analytics of e-commerce retailers are so reliable that our default rates are industry beating which are below 1.5% of total amount lent.

Website

https://www.fulfin.com/de/financial-health-index/


Winners of E-commerce Germany Awards 2022

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E-commerce Germany Awards 2023

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  • 22nd February 2023

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  • 22nd February 2023

    Event date

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