Netcetera Click to Pay SRCi

Key challenges for e-commerce businesses include improving the end-user experience by reducing the risks of abandoned transactions and improving security and privacy. They aim to balance simplicity, security, and convenience.

Here comes Click to Pay as a simplified, one-click, secure online payment solution designed to streamline consumers’ checkout processes. It was developed as a collaborative effort by major credit card networks, including Visa, Mastercard, and American Express, to provide a consistent and seamless online payment experience for end users. How we enable the end consumers to pay online matters and impacts their experience. G+D Netcetera Click to Pay SRCI solution can significantly enhance a merchant's e-commerce business, increasing the conversion rate and loyal customer list. CtP offers an exceptional customer experience and encourages return and impulsive shopping since it makes the payment and checkout process quick, easy, and simple. Customers do not need to enter card information manually each time they shop. Once enrolled, users can select a card from the Click to Pay profile and pay. The automatic device recognition recognizes the consumer in the browser he previously used CtP. Therefore, there is no need for authentication next time they shop in the same browser. By including advanced security features, such as tokenization and multi-factor authentication, it protects sensitive consumer data and reduces the risk of fraud through unique digital tokens instead of actual card numbers for transactions.

Click to Pay Fact Sheet • 4% authorization lift vs manual card entry • Three times lower risk of fraud • 20 seconds faster checkout vs manual card entry

1. Card Networks-Agnostic Solution: Compatibility with VISA, Mastercard, and AMEX and seamless integration into any digital shopping platform with minimal effort make G+D Netcetera’s Click to Pay stand out as a highly adaptable, white-label solution tailored to the specific needs of merchants, PSPs, and card networks.
2. Quick and Easy Integration: With detailed technical documentation and extensive API support, Netcetera’s CtP solution can be implemented within eight weeks, allowing merchants to quickly benefit from the enhanced payment method.
3. Localization in 26 languages: It is a constantly evolving payment solution. EMVCo and the card networks constantly update with new features. Netcetera follows and implements all the latest features to enable its clients with the latest innovations.
4. High-Security Standards: Developed with the highest architectural and compliance standards, including PCI-DSS certification, G+D Netcetera’s CtP ensures secure and compliant transactions. This robust security framework protects merchants and customers from fraud, building trust and reliability.
5. Superior User Experience and Support: Netcetera’s solution has demonstrated a 3% increase in conversion rates within just a few months of going live. Additionally, merchants benefit from 24/7 client support, ensuring any issues are promptly addressed. Enhanced Risk Assessment and Approval Rates When a cardholder uses CtP, issuers gain additional assurance in the 3DS flow and authorization requests. The underlying tokenization and additional assurance data sent by the SRC Systems (Secure Remote Commerce) contribute to a more robust risk assessment. This often results in fewer challenged transactions in the 3DS flow and higher approval rates in the authorization flow.

https://www.netcetera.com/payments/Acquiring/Click-to-Pay-SRCI.html

G+D Netcetera’s CtP SRCi enables a streamlined end-to-end certification process with quick activation and productive rollout, specially designed to help PSPs become SRC Initiators with minimal effort. Using a solution from a partner like G+D Netcetra that offers out-of-the-box integration with the SRC Systems of the major card networks overcomes this challenge. A card network agnostic, unified, tokenized checkout solution that eliminates complexity for merchants and PSPs while providing consumers with a secure, one-click payment experience across all devices. By reducing cart abandonment, boosting conversions, and streamlining implementation, we not only enhance customer satisfaction but also drive business growth in the competitive e-commerce landscape. G+D Netcetera's Click to Pay solution continuously evolves, incorporating the latest UX practices from Visa and Mastercard and aligning with EMVCo guidelines. It now features 3DS in Visa Flow, Amex’s UX updates, and customizable UI for integrators. Notably, it supports first-party cookies for Mastercard, ensuring user recognition on browsers blocking third-party cookies.

https://info.netcetera.com/l/859863/2024-03-08/4xlgjf/859863/1709895248fFeADGvA/Global_Payments_Europe_Case_Study_final.pdf

A glimpse into Global Payments Europe (GPE) remarkable business transformation with network tokenization and Click to Pay:

Global Payments Europe (GPE) has undergone a significant transformation in its business model, leveraging innovative technologies such as network tokenization and Click to Pay (CtP) to enhance the online payment experience for merchants and their customers.

In 2022, GPE launched the first whitelabel CtP SaaS solution. This initiative allows thousands of European merchants to utilize GPE’s GP Webpay payment gateway to offer a seamless one-click checkout experience.

“Balancing simplicity, security, and convenience for online shoppers is something to look forward to with Click to Pay,” stated Václav Keřka, Director of E-commerce Solutions at GPE.

The G+D Netcetera CtP solution replaces traditional card payments that require manual data entry. This innovation streamlines the checkout process and reduces errors associated with card data entry, leading to higher conversion rates for merchants.

The integration of G+D Netcetera’s Click to Pay has simplified the certification process with major card networks like Mastercard and Visa, allowing for much quicker implementation than traditional methods. This approach minimizes research and development time for payment service providers (PSPs), making it a cost-effective solution.

Looking ahead, Keřka believes that as issuer support increases, Click to Pay could become the primary method for card-based transactions, significantly enhancing user experience.

https://www.netcetera.com/payments/Acquiring/Click-to-Pay-SRCI.html