Name of the product or service

Buy Now, Pay Later

Votes: 219

Product or service description

Riverty offers multiple types of ‘Buy Now, Pay Later’ payment options and innovative features tailored for both B2C and B2B markets in nine European countries. We turn merchants' payment process into a frictionless experience, allowing consumers to pay on their terms and creating a customer friendly payment experience post-checkout. Our core BNPL products, such as 14-day invoice, fixed installments, secure direct debit, or monthly invoice, enable consumers to manage their payment terms and cultivate a sense of convenience and control.

By offering multiple payment options, merchants can boost conversion rates, increase order values, reduce cart abandonment, attract and retain customers, and ensure a seamless shopping experience.

Riverty takes away the risk and workload of managing payments. We assume the credit and fraud risk of the transaction at checkout, ensuring merchants consistently receive their funds on pre-scheduled dates. This not only provides peace of mind but also enhances cash flow predictability, laying the groundwork for sustainable business growth.

Distinction from the competition
  1. Riverty stands out and completes the entire customer journey, committing to helping each individual get back on track. We handle the entire BNPL process, from payment messaging to debt collection, all in-house. Our services and tools simplify the process for consumers to regain control of their spending and resolve missed payments.

  2. Unlike other payment providers, we prioritize merchant success and control over the consumer relationship. That's why we keep the retailer's brand in focus beyond the checkout. Riverty offers configurable brand exposure to support merchants' customer engagement, prioritizing merchant success and control over the consumer relationship. To empower merchants to deliver a payment experience that keeps them connected to their customers, never cross sell consumer data or promoting competitors. Cross-selling and marketing are entirely up to you.

    1. Riverty merchants are saving up to 25% of payment processing costs on average compared to incumbent providers due to our fair pricing policy, which is based on net sales after returns. Our pricing is transparent with a fixed transaction fee and a refundable variable fee on the order value.
  3. Our goal is to ensure a positive payment experience for end customers, offering various options like pausing, deferring, and paying in instalments to reduce stress and stress and provide the flexibility to shop now and pay later. Through our market-leading app, we guide consumers through the payment process, preventing overspending and facilitating informed purchase decisions. Designed to guide consumers through the payment process and give them the flexibility they need, the app includes easy pause functionality, displays outstanding payments and enables return notifications, empowering customers to regain control of their spending and address missed payments seamlessly.

Product or service innovations

Riverty has partnered with terStal, a popular Dutch fashion company, to launch its in-store BNPL payment method in the Netherlands. Fashion retailer terStal is the first client offering this solution to its loyal customers, allowing them to buy clothes in-store, take them home and pay later.

Customers could simply select an item of clothing in-store and present their digital customer ID along with a personal identification document at the counter. The checkout process is seamless and takes only a few seconds. The new payment option offers additional benefits to terStal's large loyalty customer base and makes shopping for clothing for the whole family a hassle-free experience. Through the Riverty App, both online and offline purchases are displayed in the same transparent way and can be paid via a 14-day invoice to suit the shopper's individual financial situation.

"We are always looking for ways to provide our customers with a unified shopping experience, whether they are shopping online or in-store. We already use Riverty's BNPL solution online and now also in-store - this is the ultimate omnichannel experience. It is a game-changer for us as it enhances the convenience of our in-store shopping experience and helps us combine the benefits of selecting clothes in-store with the flexibility of paying afterwards. This will increase customer loyalty and drive growth for our business," says Dominique Gloudemans from terStal.

Customer case study

Global mobility and technology company EasyPark Group, which helps motorists find and manage parking spaces and charge their electric vehicle, is partnering with Riverty. The collaboration ensures that users of the EasyPark app can now pay for parking with direct debit via Riverty.

“It is a natural collaboration, since we are constantly working to increase the user-friendliness of our services. In addition to the development of more functionalities, the range of payment methods is an important part of this. Our goal is to make all aspects of parking and mobility easier for our users. As one of the world's most widely used providers of innovative and flexible payment solutions, Riverty is the obvious partner”, says Cameron Clayton, CEO EasyPark Group.

Read more: https://www.riverty.com/en/business/company/newsroom/easypark-partnership

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