Ratepay

Name of the product or service

Buy Now Pay Later Zahlungsarten (White-Label)

Votes: 1

Product or service description

Ratepay operates in the payment industry as a direct provider of white-labeled Buy Now, Pay Later (BNPL) products. The company enables large online retailers (merchants and marketplaces such as Ebay, IKEA, Eurowings, ShopApotheke or Flyeralarm,) to offer end-customers (buyers) the possibility to pay for products or services via open invoice, direct debit, or in installments.

Distinction from the competition
  1. Unlike other providers of deferred payments, Ratepay offers a totally unbranded white-label platform of products which are natively integrated within the checkout flow of the merchant.

  2. Unlike BNPL providers that market their applications directly to consumers, Ratepay only aims at creating a mutually beneficial partnership with merchants based on financial performance. Ratepay’s business model is solely based on transaction volume.

  3. Unlike other competitors, Ratepay doesn’t offer a one-size fits all solution to every merchant. The Ratepay’s platform is fully modular and adapts itself to the unique processes and operations of each merchant, thus combining the advantages of outsourcing deferred payments, customer service, and risk management with the flexibility of an in-house solution.

  4. Ratepay is headquartered in Germany and is strictly supervised by local and European regulatory authorities. The company is renowned for its uniquely accurate risk management approach that protects the merchants' reputation through highly regulated and responsible credit operations

Product or service innovations

Ratepay improved the gold standard of technical reporting for merchants and launched another marketplace product, which now seamlessly integrates marketplaces into our existing product, amongst merchants, partners, resellers and PSPs.

Customer case study

„Ratepay bietet genau die maßgeschneiderten Lösungen, die wir brauchen, und ist auch bereit, eine Extra-Meile in der Entwicklung mit uns zu gehen.“ Oliver Klapschus, CEO of Heizöl24


EGA contest categories

Best Sales & Growth Solution

Recognizing top tools driving sales and business growth, this category celebrates a wide spectrum of solutions. From Mar... (more)

Best Communication & Engagement Solution

In the "Best Communication and Engagement" category, we celebrate the innovative solutions that empower e-commerce busin... (more)

Best Customers Experience Solution

In the 'Best Customers Experience' category, we celebrate solutions that collectively elevate the e-commerce shopping jo... (more)

Best Global Expansion Solution

In the category of "International Expansion and Globalization," we commend solutions that empower e-commerce businesses ... (more)

Best Logistics and Shipments Solution

In the "Logistics and Shipments Solution" category, we honor innovative solutions that revolve around the complex world ... (more)

Best Fulfillment and Optimization Solution

The "Fulfillment and Optimization" category celebrates solutions that empower e-commerce businesses to deliver exception... (more)

Best Platform & ERP

In the "Best Platform & ERP" category, we recognize the industry's leading solutions powering businesses with transforma... (more)

Best Payment Solution

In the realm of Best Payment Solutions, we celebrate cutting-edge offerings that redefine the way businesses process tra... (more)

Best Analytics & BI Solution

In the realm of the Best Analytics/ BI Solutions category, we commend exceptional solutions that empower businesses with... (more)

Best Agency Showcase

In the 'Best Agency Showcase' category, we celebrate agencies that have achieved excellence through their transformative... (more)

Best Omnichannel & Integration Solution

In the "Omnichannel & Integration Solution" category, we celebrate the e-commerce solutions that seamlessly connect the ... (more)

Best Tech Evolution & Innovation

In the 'Evolution & Innovation' category, we celebrate visionary tech solutions that not only redefine the digital comme... (more)

Passionate about e-commerce? Join us on 22.02.2024!

Register now and get your complimentary ticket for E-commerce Berlin Expo! Explore 5 stages of presentations and meet 250+ exhibitors!

You will receive a digital ticket as a ready-to-print .pdf file a few days before the event. Your registration means acceptance of the Terms & Conditions.

E-commerce Germany Awards 2024

Networking Party & Awards Ceremony

  • 21st February 2024

    Event date

Support

Do you have any questions? Feel free to ask!
Aleksandra Dalemba Event Manager
awards@ecommerceberlin.com
  • 21st February 2024

    Event date